32438 vs 32413 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 32438, Orange = ZIP 32413.
Quick verdict: ZIP 32438 is more affordable rent, more diverse. ZIP 32413 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
Quick Facts
ZIP 32438
FL
View full profile →- Population4,839
- Median Income$42,417
- Median Home Value$128k
- Median Rent$550
- Median Age42.2 yrs
- Poverty Rate29.3%
ZIP 32413
Panama City Beach city, FL
View full profile →- Population15,214
- Median Income$76,010
- Median Home Value$384k
- Median Rent$1,381
- Median Age52.7 yrs
- Poverty Rate8.8%
Visual comparison (same scale)
Population
4,83915,214
Median Income
$42,417$76,010
Median Home Value
$128k$384k
Median Rent
$550$1,381
Median Age
42.2 yrs52.7 yrs
Poverty Rate
29.3%8.8%
Demographics
ZIP 32438
FL
View full profile →- White %83.1%
- Black %0.1%
- Asian %0.0%
- Hispanic %9.7%
- Age 0–17 %24.0%
- Age 18–64 %64.6%
- Age 65+ %11.4%
- Bachelor's+ %11.5%
- Diversity Index29/100
ZIP 32413
Panama City Beach city, FL
View full profile →- White %89.6%
- Black %1.3%
- Asian %0.4%
- Hispanic %8.0%
- Age 0–17 %11.1%
- Age 18–64 %63.1%
- Age 65+ %25.8%
- Bachelor's+ %34.0%
- Diversity Index19/100
Visual comparison (same scale)
White %
83.1%89.6%
Black %
0.1%1.3%
Asian %
0.0%0.4%
Hispanic %
9.7%8.0%
Age 0–17 %
24.0%11.1%
Age 18–64 %
64.6%63.1%
Age 65+ %
11.4%25.8%
Bachelor's+ %
11.5%34.0%
Diversity Index
29/10019/100
Economy
ZIP 32438
FL
View full profile →- Median Income$42,417
- Unemployment %4.7%
- IRS Net Migration+217
- Work From Home %2.6%
ZIP 32413
Panama City Beach city, FL
View full profile →- Median Income$76,010
- Unemployment %2.5%
- IRS Net Migration+681
- Work From Home %12.2%
Visual comparison (same scale)
Median Income
$42,417$76,010
Unemployment %
4.7%2.5%
IRS Net Migration
+217+681
Work From Home %
2.6%12.2%
Housing
ZIP 32438
FL
View full profile →- Median Home Value$128k
- Median Rent$550
- Owner Occupied %84.6%
- Broadband %78.7%
- Vacant %10.3%
- Median Year Built1997
ZIP 32413
Panama City Beach city, FL
View full profile →- Median Home Value$384k
- Median Rent$1,381
- Owner Occupied %69.6%
- Broadband %92.9%
- Vacant %53.6%
- Median Year Built1996
Visual comparison (same scale)
Median Home Value
$128k$384k
Median Rent
$550$1,381
Owner Occupied %
84.6%69.6%
Broadband %
78.7%92.9%
Vacant %
10.3%53.6%
Median Year Built
19971996
Climate & Location
ZIP 32438
FL
View full profile →- Snow Days/Year0 days
- Elevation (ft)130 ft
- Nearest Airport24.3 miles (39.0 km)
- Distance to Coast16.3 miles (26.2 km)
ZIP 32413
Panama City Beach city, FL
View full profile →- Snow Days/Year0 days
- Elevation (ft)57 ft
- Nearest Airport7.3 miles (11.8 km)
- Distance to Coast0.3 miles (0.5 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
130 ft57 ft
Nearest Airport
24.3 miles (39.0 km)7.3 miles (11.8 km)
Distance to Coast
16.3 miles (26.2 km)0.3 miles (0.5 km)
Infrastructure
ZIP 32413
Panama City Beach city, FL
View full profile →- Work From Home %12.2%
- Walkability (0–100)44
- Broadband %92.9%
Visual comparison (same scale)
Work From Home %
2.6%12.2%
Walkability (0–100)
1544
Broadband %
78.7%92.9%
Frequently Asked Questions
How do ZIP 32438 and 32413 compare?
ZIP 32438 is more affordable rent, more diverse. ZIP 32413 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (32438), orange the second (32413). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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