28540 vs 28445 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 28540, Orange = ZIP 28445.
Quick verdict: ZIP 28540 is more affordable rent, more diverse. ZIP 28445 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
Quick Facts
ZIP 28540
Jacksonville city, NC
View full profile →- Population50,808
- Median Income$61,462
- Median Home Value$202k
- Median Rent$831
- Median Age29.0 yrs
- Poverty Rate15.3%
ZIP 28445
Surf City town, NC
View full profile →- Population9,784
- Median Income$89,250
- Median Home Value$333k
- Median Rent$987
- Median Age41.3 yrs
- Poverty Rate3.6%
Visual comparison (same scale)
Population
50,8089,784
Median Income
$61,462$89,250
Median Home Value
$202k$333k
Median Rent
$831$987
Median Age
29.0 yrs41.3 yrs
Poverty Rate
15.3%3.6%
Demographics
ZIP 28540
Jacksonville city, NC
View full profile →- White %66.1%
- Black %15.1%
- Asian %2.1%
- Hispanic %14.0%
- Age 0–17 %26.2%
- Age 18–64 %63.0%
- Age 65+ %10.8%
- Bachelor's+ %23.1%
- Diversity Index52/100
ZIP 28445
Surf City town, NC
View full profile →- White %89.2%
- Black %2.9%
- Asian %0.5%
- Hispanic %4.0%
- Age 0–17 %20.4%
- Age 18–64 %60.7%
- Age 65+ %18.9%
- Bachelor's+ %42.0%
- Diversity Index20/100
Visual comparison (same scale)
White %
66.1%89.2%
Black %
15.1%2.9%
Asian %
2.1%0.5%
Hispanic %
14.0%4.0%
Age 0–17 %
26.2%20.4%
Age 18–64 %
63.0%60.7%
Age 65+ %
10.8%18.9%
Bachelor's+ %
23.1%42.0%
Diversity Index
52/10020/100
Economy
ZIP 28540
Jacksonville city, NC
View full profile →- Median Income$61,462
- Unemployment %5.5%
- IRS Net Migration+2,109
- Work From Home %7.6%
ZIP 28445
Surf City town, NC
View full profile →- Median Income$89,250
- Unemployment %1.1%
- IRS Net Migration+406
- Work From Home %25.1%
Visual comparison (same scale)
Median Income
$61,462$89,250
Unemployment %
5.5%1.1%
IRS Net Migration
+2,109+406
Work From Home %
7.6%25.1%
Housing
ZIP 28540
Jacksonville city, NC
View full profile →- Median Home Value$202k
- Median Rent$831
- Owner Occupied %59.1%
- Broadband %90.7%
- Vacant %12.1%
- Median Year Built1985
ZIP 28445
Surf City town, NC
View full profile →- Median Home Value$333k
- Median Rent$987
- Owner Occupied %79.5%
- Broadband %93.5%
- Vacant %52.0%
- Median Year Built2001
Visual comparison (same scale)
Median Home Value
$202k$333k
Median Rent
$831$987
Owner Occupied %
59.1%79.5%
Broadband %
90.7%93.5%
Vacant %
12.1%52.0%
Median Year Built
19852001
Climate & Location
ZIP 28540
Jacksonville city, NC
View full profile →- Snow Days/Year0 days
- Elevation (ft)17 ft
- Nearest Airport8.0 miles (12.9 km)
- Distance to Coast2.7 miles (4.3 km)
ZIP 28445
Surf City town, NC
View full profile →- Snow Days/Year0 days
- Elevation (ft)24 ft
- Nearest Airport24.1 miles (38.7 km)
- Distance to Coast2.2 miles (3.6 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
17 ft24 ft
Nearest Airport
8.0 miles (12.9 km)24.1 miles (38.7 km)
Distance to Coast
2.7 miles (4.3 km)2.2 miles (3.6 km)
Infrastructure
ZIP 28540
Jacksonville city, NC
View full profile →- Work From Home %7.6%
- Walkability (0–100)36
- Broadband %90.7%
ZIP 28445
Surf City town, NC
View full profile →- Work From Home %25.1%
- Walkability (0–100)32
- Broadband %93.5%
Visual comparison (same scale)
Work From Home %
7.6%25.1%
Walkability (0–100)
3632
Broadband %
90.7%93.5%
Frequently Asked Questions
How do ZIP 28540 and 28445 compare?
ZIP 28540 is more affordable rent, more diverse. ZIP 28445 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (28540), orange the second (28445). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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