28445 vs 28540 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 28445, Orange = ZIP 28540.
Quick verdict: ZIP 28445 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share. ZIP 28540 is more affordable rent, more diverse.
Quick Facts
ZIP 28445
Surf City town, NC
View full profile →- Population9,784
- Median Income$89,250
- Median Home Value$333k
- Median Rent$987
- Median Age41.3 yrs
- Poverty Rate3.6%
ZIP 28540
Jacksonville city, NC
View full profile →- Population50,808
- Median Income$61,462
- Median Home Value$202k
- Median Rent$831
- Median Age29.0 yrs
- Poverty Rate15.3%
Visual comparison (same scale)
Population
9,78450,808
Median Income
$89,250$61,462
Median Home Value
$333k$202k
Median Rent
$987$831
Median Age
41.3 yrs29.0 yrs
Poverty Rate
3.6%15.3%
Demographics
ZIP 28445
Surf City town, NC
View full profile →- White %89.2%
- Black %2.9%
- Asian %0.5%
- Hispanic %4.0%
- Age 0–17 %20.4%
- Age 18–64 %60.7%
- Age 65+ %18.9%
- Bachelor's+ %42.0%
- Diversity Index20/100
ZIP 28540
Jacksonville city, NC
View full profile →- White %66.1%
- Black %15.1%
- Asian %2.1%
- Hispanic %14.0%
- Age 0–17 %26.2%
- Age 18–64 %63.0%
- Age 65+ %10.8%
- Bachelor's+ %23.1%
- Diversity Index52/100
Visual comparison (same scale)
White %
89.2%66.1%
Black %
2.9%15.1%
Asian %
0.5%2.1%
Hispanic %
4.0%14.0%
Age 0–17 %
20.4%26.2%
Age 18–64 %
60.7%63.0%
Age 65+ %
18.9%10.8%
Bachelor's+ %
42.0%23.1%
Diversity Index
20/10052/100
Economy
ZIP 28445
Surf City town, NC
View full profile →- Median Income$89,250
- Unemployment %1.1%
- IRS Net Migration+406
- Work From Home %25.1%
ZIP 28540
Jacksonville city, NC
View full profile →- Median Income$61,462
- Unemployment %5.5%
- IRS Net Migration+2,109
- Work From Home %7.6%
Visual comparison (same scale)
Median Income
$89,250$61,462
Unemployment %
1.1%5.5%
IRS Net Migration
+406+2,109
Work From Home %
25.1%7.6%
Housing
ZIP 28445
Surf City town, NC
View full profile →- Median Home Value$333k
- Median Rent$987
- Owner Occupied %79.5%
- Broadband %93.5%
- Vacant %52.0%
- Median Year Built2001
ZIP 28540
Jacksonville city, NC
View full profile →- Median Home Value$202k
- Median Rent$831
- Owner Occupied %59.1%
- Broadband %90.7%
- Vacant %12.1%
- Median Year Built1985
Visual comparison (same scale)
Median Home Value
$333k$202k
Median Rent
$987$831
Owner Occupied %
79.5%59.1%
Broadband %
93.5%90.7%
Vacant %
52.0%12.1%
Median Year Built
20011985
Climate & Location
ZIP 28445
Surf City town, NC
View full profile →- Snow Days/Year0 days
- Elevation (ft)24 ft
- Nearest Airport24.1 miles (38.7 km)
- Distance to Coast2.2 miles (3.6 km)
ZIP 28540
Jacksonville city, NC
View full profile →- Snow Days/Year0 days
- Elevation (ft)17 ft
- Nearest Airport8.0 miles (12.9 km)
- Distance to Coast2.7 miles (4.3 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
24 ft17 ft
Nearest Airport
24.1 miles (38.7 km)8.0 miles (12.9 km)
Distance to Coast
2.2 miles (3.6 km)2.7 miles (4.3 km)
Infrastructure
ZIP 28445
Surf City town, NC
View full profile →- Work From Home %25.1%
- Walkability (0–100)32
- Broadband %93.5%
ZIP 28540
Jacksonville city, NC
View full profile →- Work From Home %7.6%
- Walkability (0–100)36
- Broadband %90.7%
Visual comparison (same scale)
Work From Home %
25.1%7.6%
Walkability (0–100)
3236
Broadband %
93.5%90.7%
Frequently Asked Questions
How do ZIP 28445 and 28540 compare?
ZIP 28445 is wealthier, higher home values, lower poverty rate, lower unemployment, more educated, higher work-from-home share. ZIP 28540 is more affordable rent, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (28445), orange the second (28540). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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