20197 vs 38685 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 20197, Orange = ZIP 38685.
Quick verdict: ZIP 20197 is wealthier, lower poverty rate, more educated, higher work-from-home share. ZIP 38685 is lower unemployment, more diverse.
Quick Facts
ZIP 20197
Waterford CDP, VA
View full profile →- Population2,212
- Median Income$233,777
- Median Home Value$989k
- Median Age46.1 yrs
- Poverty Rate4.0%
ZIP 38685
Waterford CDP, MS
View full profile →- Population983
- Median Income$45,972
- Median Home Value—
- Median Age63.7 yrs
- Poverty Rate16.2%
Visual comparison (same scale)
Population
2,212983
Median Income
$233,777$45,972
Median Home Value
$989k—
Median Age
46.1 yrs63.7 yrs
Poverty Rate
4.0%16.2%
Demographics
ZIP 20197
Waterford CDP, VA
View full profile →- White %92.0%
- Black %0.4%
- Asian %0.0%
- Hispanic %7.9%
- Age 0–17 %26.4%
- Age 18–64 %58.7%
- Age 65+ %14.9%
- Bachelor's+ %70.2%
- Diversity Index15/100
ZIP 38685
Waterford CDP, MS
View full profile →- White %77.2%
- Black %22.1%
- Asian %0.0%
- Hispanic %0.7%
- Age 0–17 %0.0%
- Age 18–64 %51.3%
- Age 65+ %48.7%
- Bachelor's+ %4.6%
- Diversity Index36/100
Visual comparison (same scale)
White %
92.0%77.2%
Black %
0.4%22.1%
Asian %
0.0%0.0%
Hispanic %
7.9%0.7%
Age 0–17 %
26.4%0.0%
Age 18–64 %
58.7%51.3%
Age 65+ %
14.9%48.7%
Bachelor's+ %
70.2%4.6%
Diversity Index
15/10036/100
Economy
ZIP 20197
Waterford CDP, VA
View full profile →- Median Income$233,777
- Unemployment %9.7%
- IRS Net Migration+125
- Work From Home %44.7%
ZIP 38685
Waterford CDP, MS
View full profile →- Median Income$45,972
- Unemployment %5.0%
- IRS Net Migration+34
- Work From Home %0.0%
Visual comparison (same scale)
Median Income
$233,777$45,972
Unemployment %
9.7%5.0%
IRS Net Migration
+125+34
Work From Home %
44.7%0.0%
Housing
ZIP 20197
Waterford CDP, VA
View full profile →- Median Home Value$989k
- Owner Occupied %88.3%
- Broadband %100.0%
- Vacant %7.1%
- Median Year Built1994
ZIP 38685
Waterford CDP, MS
View full profile →- Median Home Value—
- Owner Occupied %93.3%
- Broadband %65.5%
- Vacant %17.1%
- Median Year Built1988
Visual comparison (same scale)
Median Home Value
$989k—
Owner Occupied %
88.3%93.3%
Broadband %
100.0%65.5%
Vacant %
7.1%17.1%
Median Year Built
19941988
Climate & Location
ZIP 20197
Waterford CDP, VA
View full profile →- Snow Days/Year0 days
- Elevation (ft)510 ft
- Nearest Airport19.6 miles (31.6 km)
- Distance to Coast34.1 miles (54.8 km)
ZIP 38685
Waterford CDP, MS
View full profile →- Snow Days/Year0 days
- Elevation (ft)408 ft
- Nearest Airport14.7 miles (23.6 km)
- Distance to Coast271.5 miles (437.0 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
510 ft408 ft
Nearest Airport
19.6 miles (31.6 km)14.7 miles (23.6 km)
Distance to Coast
34.1 miles (54.8 km)271.5 miles (437.0 km)
Infrastructure
ZIP 20197
Waterford CDP, VA
View full profile →- Work From Home %44.7%
- Walkability (0–100)28
- Broadband %100.0%
ZIP 38685
Waterford CDP, MS
View full profile →- Work From Home %0.0%
- Walkability (0–100)19
- Broadband %65.5%
Visual comparison (same scale)
Work From Home %
44.7%0.0%
Walkability (0–100)
2819
Broadband %
100.0%65.5%
Frequently Asked Questions
How do ZIP 20197 and 38685 compare?
ZIP 20197 is wealthier, lower poverty rate, more educated, higher work-from-home share. ZIP 38685 is lower unemployment, more diverse.
What do the blue and orange colors mean?
Blue represents the first ZIP (20197), orange the second (38685). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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