12164 vs 12812 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 12164, Orange = ZIP 12812.
Quick verdict: ZIP 12164 is more educated. ZIP 12812 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, higher work-from-home share.
Quick Facts
ZIP 12164
Speculator village, NY
View full profile →- Population520
- Median Income$58,594
- Median Home Value$185k
- Median Rent$763
- Median Age64.1 yrs
- Poverty Rate17.1%
ZIP 12812
NY
View full profile →- Population265
- Median Income$170,156
- Median Home Value$393k
- Median Rent—
- Median Age67.4 yrs
- Poverty Rate4.5%
Visual comparison (same scale)
Population
520265
Median Income
$58,594$170,156
Median Home Value
$185k$393k
Median Rent
$763—
Median Age
64.1 yrs67.4 yrs
Poverty Rate
17.1%4.5%
Demographics
ZIP 12164
Speculator village, NY
View full profile →- White %96.7%
- Black %0.0%
- Asian %1.5%
- Hispanic %1.7%
- Age 0–17 %5.6%
- Age 18–64 %50.2%
- Age 65+ %44.2%
- Bachelor's+ %31.1%
- Diversity Index6/100
ZIP 12812
NY
View full profile →- White %95.5%
- Black %0.0%
- Asian %0.0%
- Hispanic %0.0%
- Age 0–17 %0.0%
- Age 18–64 %23.8%
- Age 65+ %76.2%
- Bachelor's+ %26.1%
- Diversity Index9/100
Visual comparison (same scale)
White %
96.7%95.5%
Black %
0.0%0.0%
Asian %
1.5%0.0%
Hispanic %
1.7%0.0%
Age 0–17 %
5.6%0.0%
Age 18–64 %
50.2%23.8%
Age 65+ %
44.2%76.2%
Bachelor's+ %
31.1%26.1%
Diversity Index
6/1009/100
Economy
ZIP 12164
Speculator village, NY
View full profile →- Median Income$58,594
- Unemployment %3.0%
- IRS Net Migration+22
- Work From Home %7.2%
- Mean Commute (min)—
ZIP 12812
NY
View full profile →- Median Income$170,156
- Unemployment %0.0%
- IRS Net Migration+11
- Work From Home %85.6%
- Mean Commute (min)26 min
Visual comparison (same scale)
Median Income
$58,594$170,156
Unemployment %
3.0%0.0%
IRS Net Migration
+22+11
Work From Home %
7.2%85.6%
Mean Commute (min)
—26 min
Housing
ZIP 12164
Speculator village, NY
View full profile →- Median Home Value$185k
- Median Rent$763
- Owner Occupied %75.6%
- Broadband %87.1%
- Vacant %71.4%
- Median Year Built1973
ZIP 12812
NY
View full profile →- Median Home Value$393k
- Median Rent—
- Owner Occupied %100.0%
- Broadband %96.6%
- Vacant %66.0%
- Median Year Built1951
Visual comparison (same scale)
Median Home Value
$185k$393k
Median Rent
$763—
Owner Occupied %
75.6%100.0%
Broadband %
87.1%96.6%
Vacant %
71.4%66.0%
Median Year Built
19731951
Climate & Location
ZIP 12164
Speculator village, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport40.8 miles (65.6 km)
- Distance to Coast65.9 miles (106.0 km)
ZIP 12812
NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport36.5 miles (58.7 km)
- Distance to Coast78.7 miles (126.6 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,670 ft1,670 ft
Nearest Airport
40.8 miles (65.6 km)36.5 miles (58.7 km)
Distance to Coast
65.9 miles (106.0 km)78.7 miles (126.6 km)
Infrastructure
ZIP 12164
Speculator village, NY
View full profile →- Mean Commute (min)—
- Work From Home %7.2%
- Walkability (0–100)35
- Broadband %87.1%
ZIP 12812
NY
View full profile →- Mean Commute (min)26 min
- Work From Home %85.6%
- Walkability (0–100)32
- Broadband %96.6%
Visual comparison (same scale)
Mean Commute (min)
—26 min
Work From Home %
7.2%85.6%
Walkability (0–100)
3532
Broadband %
87.1%96.6%
Frequently Asked Questions
How do ZIP 12164 and 12812 compare?
ZIP 12164 is more educated. ZIP 12812 is wealthier, higher home values, lower poverty rate, lower unemployment, more diverse, higher work-from-home share.
What do the blue and orange colors mean?
Blue represents the first ZIP (12164), orange the second (12812). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
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