12108 vs 12032 — Compare ZIP Codes
Side-by-side comparison. Blue = ZIP 12108, Orange = ZIP 12032.
Quick verdict: ZIP 12108 is wealthier, higher home values, lower unemployment, more diverse, more educated, higher work-from-home share. ZIP 12032 is more affordable rent, lower poverty rate.
Quick Facts
ZIP 12108
Speculator village, NY
View full profile →- Population396
- Median Income$76,786
- Median Home Value$275k
- Median Rent$724
- Median Age52.3 yrs
- Poverty Rate8.4%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Population710
- Median Income$54,375
- Median Home Value$164k
- Median Rent$546
- Median Age52.0 yrs
- Poverty Rate7.9%
Visual comparison (same scale)
Population
396710
Median Income
$76,786$54,375
Median Home Value
$275k$164k
Median Rent
$724$546
Median Age
52.3 yrs52.0 yrs
Poverty Rate
8.4%7.9%
Demographics
ZIP 12108
Speculator village, NY
View full profile →- White %79.8%
- Black %6.1%
- Asian %0.0%
- Hispanic %1.5%
- Age 0–17 %8.8%
- Age 18–64 %69.2%
- Age 65+ %22.0%
- Bachelor's+ %28.1%
- Diversity Index34/100
ZIP 12032
Caroga Lake CDP, NY
View full profile →- White %97.8%
- Black %0.4%
- Asian %0.0%
- Hispanic %0.1%
- Age 0–17 %12.3%
- Age 18–64 %52.8%
- Age 65+ %34.9%
- Bachelor's+ %17.6%
- Diversity Index4/100
Visual comparison (same scale)
White %
79.8%97.8%
Black %
6.1%0.4%
Asian %
0.0%0.0%
Hispanic %
1.5%0.1%
Age 0–17 %
8.8%12.3%
Age 18–64 %
69.2%52.8%
Age 65+ %
22.0%34.9%
Bachelor's+ %
28.1%17.6%
Diversity Index
34/1004/100
Economy
ZIP 12108
Speculator village, NY
View full profile →- Median Income$76,786
- Unemployment %0.0%
- IRS Net Migration+17
- Work From Home %13.0%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Median Income$54,375
- Unemployment %2.3%
- IRS Net Migration+31
- Work From Home %8.4%
Visual comparison (same scale)
Median Income
$76,786$54,375
Unemployment %
0.0%2.3%
IRS Net Migration
+17+31
Work From Home %
13.0%8.4%
Housing
ZIP 12108
Speculator village, NY
View full profile →- Median Home Value$275k
- Median Rent$724
- Owner Occupied %67.1%
- Broadband %90.0%
- Vacant %75.8%
- Median Year Built1969
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Median Home Value$164k
- Median Rent$546
- Owner Occupied %91.2%
- Broadband %79.9%
- Vacant %72.8%
- Median Year Built1946
Visual comparison (same scale)
Median Home Value
$275k$164k
Median Rent
$724$546
Owner Occupied %
67.1%91.2%
Broadband %
90.0%79.9%
Vacant %
75.8%72.8%
Median Year Built
19691946
Climate & Location
ZIP 12108
Speculator village, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,670 ft
- Nearest Airport45.1 miles (72.6 km)
- Distance to Coast68.3 miles (109.9 km)
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Snow Days/Year0 days
- Elevation (ft)1,455 ft
- Nearest Airport36.1 miles (58.2 km)
- Distance to Coast50.0 miles (80.5 km)
Visual comparison (same scale)
Snow Days/Year
0 days0 days
Elevation (ft)
1,670 ft1,455 ft
Nearest Airport
45.1 miles (72.6 km)36.1 miles (58.2 km)
Distance to Coast
68.3 miles (109.9 km)50.0 miles (80.5 km)
Infrastructure
ZIP 12108
Speculator village, NY
View full profile →- Work From Home %13.0%
- Walkability (0–100)35
- Broadband %90.0%
ZIP 12032
Caroga Lake CDP, NY
View full profile →- Work From Home %8.4%
- Walkability (0–100)18
- Broadband %79.9%
Visual comparison (same scale)
Work From Home %
13.0%8.4%
Walkability (0–100)
3518
Broadband %
90.0%79.9%
Frequently Asked Questions
How do ZIP 12108 and 12032 compare?
ZIP 12108 is wealthier, higher home values, lower unemployment, more diverse, more educated, higher work-from-home share. ZIP 12032 is more affordable rent, lower poverty rate.
What do the blue and orange colors mean?
Blue represents the first ZIP (12108), orange the second (12032). The same colors are used in the map markers and comparison bars.
Where does this data come from?
Data is from the U.S. Census Bureau and other federal sources. See our Methodology page for details.
How can I compare other ZIP codes?
From any ZIP page, use the "Compare with Another ZIP" tool, or go to /compare/XXXXX-vs-YYYYY (replace with two 5-digit ZIP codes).
Continue exploring